CIVIC is your local Tucson private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Tucson private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Tucson private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Tucson.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Tucson real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Tucson private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Tucson private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Tucson private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Jack Robinson is the BEST!!Huge asset to Civic Financial Services!
Dave is always great to work with
Great communication and availability
Rance and Rebecca have provided the most efficient service. It was a worry free experience for me
It was my first experience, read too many articles and did more than 20 calls before I decide that this is the best company, my process was smooth and Alan went above and beyond to answer my questions and provide […]
Civic has been an important part of the mortgage business for me for many, many years now. Matt Marky and his staff are amazing, a pleasure to work with and on top of their game
Genuine concern to help
Really Appreciate the speed and Care Pete used to knock out the loan. Great job!!
Civic Financial Services was amazing to work with, and I can’t wait to do it again. Brian Fung is amazingly patient, and the experience will have me recommending to friends moving forward.
8th loan in 12 months done in a record 11 days. Our guy Brian came through for us, we wish him many coloring sessions for the grey hairs we give him. NOT! just two minuscule conditions from Kailyn and ZERO […]
James is So hands on thru every process
Said he could fund it and Did! Can’t ask for anymore! Thanks
Great communication. Arnold is Awesome
Civic has a great process and are fair.
This Guy is Awesome! And Amazing to work with! Not to bad on the eyes either! lol Respect his input, integrity , and professional. . . I hope he gets promoted but then again I don’t, because we need him […]
I enjoy working with Civic, mainly because of Jack Robinson, my Account Rep. He always goes above and beyond to make a deal work and see through closing. He is available to me, any time I need him, even when […]
Great personal attention!Civic (and Randi) do what they say!!!
Extremely patient and knowledgeable.
Civic is here to make your transaction a success. Just ride their coat tails across the closing line
My investors loved working with the Rommel Team. Kendra, Leslie and Corey are reliable They make the process easy and quick. Thank You
I was working with Justin and he is amazing. Very professional.
Great customer service
I really appreciate your speed and efficiency.
Because Justin and Chelsea were great throughout the entire process, they made sure everything that needed to be done got done and that it was a extremely smooth process
I love my rep: Eric! Super awesome company and rep. He helped me so much. I wouldn’t have closed deals without his help
Working with Jacquelyn Boyles just made things easy
Excellent follow up and teamwork to get the loan closed
Very smooth transaction. Closed loan within 10 days.
Great service closed on time
Second time using CIVIC for me. Great team to work with and seamless financing.
Amazing and professional service!
Always a pleasure working with Whit and Vanessa at CIVIC. Loans are not always easy and some can be challenging and time consuming but Whit and Vanessa always step up to make sure things get done in a timely manner. […]
Great service. Wade really makes it happen
They are great to work with and communication is awesome
Davis Bennet did a remarkable job from the beginning all the way to the end seeing that this loan got closed and funded. Very impressed and pleased with his performance and will use Civic again because of him. I will […]
Marco, thank you for the closing gifts and most importantly your close attention to detail. Most importantly closings in a timely manner! Great job! We’ve had 3 account executives with Civic and I think we only closed one deal with […]
Civic is an extremely reliable company, and Scott gave us superb service
Very knowledgeable people
From the moment I made an inquiry call and got a return call from James Hatcher within minutes I received nothing but excellent service. There was a fast pace the whole time and from start to finish it was over […]
Erich was awesome!
Civic came through and was able to move quickly. Eli was excellent throughout the whole process. He is the sole reason for this 5-star review and I would recommend him to anyone.
The Team at Civic provides me the opportunity to best serve my Clients. I appreciate my AE rep Manny.
Marco and his team are awesome! They make the process so simple and quick!
The Civic team is simply superb!
Our Account Team, Melissa Salinas and Michael Hoyt are always fast, professional and very knowledgeable. Can’t think of a better lending experience – time and time again!
Justin did a great job all around. Got the mortgage done in a short amount of time and maintained great communication throughout the process
Fund quickly and very responsive
Eddie is great – fantastic communication and followthrough has led me to trust him. Really appreciate that. Jose also has been great to work with on the execution part. Also appreciate Eddie straight telling me he couldn’t do one other […]
Viet communicated every step of the way and kept everything running smoothly.
Justin is very responsible and responsive, very easy and great to work with!
great working with John
Process was explained thoroughly. Expectations were exceeded. Customer service was top notch. Constant updates. Very happy all around
Great work. Talar was amazing
GREAT JOB CIVIC
The professionalism of your representative Randi Lauren.
Jack is one of the best AE’s around. He is extremely professional, very responsive and knows his stuff. It is a pleasure to work with Jack and I hope we are able to close a lot more loans together.
Communication is off the charts and definitely exceeds expectations. Not once did I have a question that wasn’t already answered. Not once did I have to reach out for status. Communicating via text, email, phone calls, and with lighting speed […]
Jack Robinson kept us informed throughout the process and always made himself available when we needed his help!!!
I gave a perfect 10 rating to Civic, because of my AE Nat Avendano! She was professional, always available, and extremely knowledgeable. All other parties involved in our transaction, (including our title company, which is impossible to please), agreed that […]
They were very fast and Steven is always right on with everything he quotes and gets deals moving along
Melissa Salinas and her team is awesome. Very helpful and prompt. The process was smooth and they are very good at keeping me inform. Everyone was very friendly and professional. I would recommend Melissa to anyone who needs a hard […]
Quick, easy loan
Marshall was very persistent and helpful. Always on top of everything. Good job!
Matt was very helpful in completing this transaction. Would not hesitate to recommend him to another.
Mark has been great to work with.
It’s been a pleasure working with Anthony!I have already referred a friend who also closed a loan with Anthony. He is the man!!
Very good company to work with
Great working with Eric, always on it
Great communication, execution, and follow through
Very professional company and they work hard to satisfy the customer and get the loan funded
Super team of Civic does wonders! Sixth loan in 10 months and all have been successful flips. Thanks to Brian Kailyn and Mike for everything they do for our financing the deals
This is our second refinancing and as always, Jackelyn has shown her professionalism throughout to make sure the closing is smooth.
Great experience with Daniel and his team at CIVIC!
Rance has been a pleasure to work with, I’m Very satisfied with Civic
Always good fast with great communications. Quick closings, great service
Arnold is a true professional that I would not hesitate to recommend him.
Wade is excellent!!! He willing to help and tomotivate!!!! He is a true blessing and asset to your company. Because of his positive WORDS it builds confidence!!! After talking on the phone with WADE HE ALWAYS LEAVE OFF WITH “YOU […]
We had a difficult deal and were able to get it done
This was not our first rehab, but it was our first time working with a hard money lender. We chose CIVIC due to their excellent rate and rehab loan program and the comfort that we felt with our account executive […]
Melissa, Michael and Paige were very helpful in assisting me with the deal
I have worked with Civic Financial Services on few transactions and they are the best to work with when it comes to private deals. Very professional and responsive. They have always exceeded expectations for me and my team. We will […]
I would highly recommend Eli Smushkovich & Chelsea Meneses. They answer their phone and respond to e-mails promptly. Eli is a consummate professional and worked diligently to get our loan done timely.
Eddie is 1st class and always professional & really helpful. And my closing agent said she had a very enjoyable experience with your entire team. Please pass on my sincere thanks to each of them
Best result are always coupled with HI CALIBER reps like Chris Lushina. His experience , knowledge of loan products coupled with hiscommunication skills to trouble shoot issues that may be slowingup approvals and closings have been simply AMAZING. In each […]
I couldn’t have gotten this done without the wonderful staff at Civic, Brian and Daysi are ROCKSTARS! Thank you both so much
Another smooth Transaction with Civic!
Have you ever been at an event with arms raised in the air, pumping both hands up and up? That’s what is feels like working with Civic. Each contact is super positive, elevating your confidence in the transaction. Each closing […]
Ben S was under pressure to close this loan on a specific date, and he did everything, above and beyond, to get us to that closing date! Another job well done. Thanks to him and his team – Vanessa & […]
Marshall Jones and Monica Hawley were an absolute pleasure to work with. They are very knowledgeable, efficient and professional. With all these attributes, what stands out the most is their courteous and patient approach throughout the loan process. I will […]
Marco and his team are so great to work with! Make the loan process easy and quick
Rance and his team made the entire process very easy.
Easy to deal with the staff Good job to JP
Branch manager Zac Miller was amazing – so easy to work with and I got funded rather quickly
Working with Civic has been an excellent experience for me and my client, the process , communication, efficiency and level of customer service, truly pleasant.
Love these guys. They always do what they say and say what they do.
The service, timeline, and delivering as promised saved this deal!
This was an emergency situation and I need to refi quickly before my other mortgage ballooned – CIVIC came to the rescue like a government bank bail out and they delivered fast without any hassles!
Excellent customer service, we were treated with a lot of respect and promptly
Always good to work with Jackelyn and Rebecca.
Excellent service, the company was wonderful to work with, fast and efficient
Got it done!Not always easy but we made it across the finish line! Clayton is a very hard worker and will go above and beyond.
Truly hard working and positive team with full intentions to close loans.
Experience with civic was great. They answered all my questions and never delayed on anything. I was on a time frame and gave them a very short notice for closing and they made it happen.
Great job Melissa and team I am very pleased with such great service and amazing customer care Melissa and her team been providing me Thank you
Great experience in working with Tedd, Monica & Daysi at Civic. This is a great organization that works efficiently in closing your loans. I highly recommend Civic and Tedd’s team in particular.
Great experience. Very happy with my experience
Wade la Rouche was the reason y’all got this rating
Audre made us feel assured we were going with the right loan for our situation. I’m very pleased with her performance and professionalism. You should be proud to have her on your team.
The process was simple and fast. Both Jackelyn and Becky were on top of communication by answering emails promptly and any question that we had.
I was very impressed with Matthew’s professionalism from day one. I appreciated my reps patience and attention to details even more as the process continued
Nate and Aly are the best!
I am dealing with a un-believably talented team, they work hard and they are dedicated to their cause of helping investors.
This is our third hard money lender and the closing was so smooth. Thank you!
It was a pleasure working with both Civic and Cristian Gonzales. They made the transaction easy, smooth and fast. Despite having significant back and forth with the seller. As a hard money lender they will be my go to lenders. […]
Fast closings, easy to work with, straight forward
Our experience with Marshall Jones was excellent. This is our 2nd transaction with him and both experiences were outstanding. He is a great communicator that is familiar with your programs and walks us through the process along the way. Marshall […]
I love how quick they are to help. I would be glad to work with Civic Financial Services again
I have a fantastic account rep, Paige O. Prompt, Knowledgeable, Helpful and Friendly.
Mariam goes above and beyond. She made the experience of closing a loan with Civic very easy. Just having her as my AE I feel very confident that I can close more loans with Civic
The service by Wade LaRouche was extremely professional. He gave diligent answers to all questions and made himself ever available. He and Teresa Esquivel went above and beyond to make my deal happen
The list of products you offered are more than most lenders and your service is excellent and fast
I have already recommended Civic Financial Services to my friend that’s needs to remodel there home.
Smooth and seamless transaction. Will be using them again soon!
Josh provided quick and professional service while being able to provide us a competitive rate and term.
Civic was promptly funded our deal when it’s ready. Especial mention to Marshall who personally assist us to our transactions. Hopefully we’ll be working more with them and will definitely recommend to other investors. Mahalo!
Mariam, our loan officer, was very attentive to our needs. Civic as a lender has a very seamless process and closes fast
Brian and his team are awesome to work with. His communication is great from the beginning to the end, and he makes himself available at all times of the day to answer or assist us in any way
Great team to work with. I am a repeat customer
Excellent to work with!
Great service and rates
Eli Marcus is amazing
Excellent product and service
Quick close. . . good job Brian Lee
The service went beyond expectations, always excellent and professional
All the individuals involved in this transaction were completely helpful and professional
Quick closing! Everything that was offered was then delivered
The entire team is focused on one thing. . . . getting the loan funded quickly and addressing all issues quickly
This was the smoothest closing I’ve ever been a part of. Jack Lupo is awesome- extremely responsive and transparent throughout the entire process. I will definitely be doing business again!
Always a great lender!
Jack is amazing to work with!
Jim and his staff were patient, professional and executed my funding with such ease. I would definitely recommend them and I plan utilize their services again for my capital needs.
Because you guys do everything possible to get our deals closed!
Past business experience with Civic
Mathew delivers! He goes the extra mile to find a product that caters to the borrowers specific situation. Excellent account executive. Would highly recommend!
Brian has wrapped up two files with a RED BOW. . .
To express my confidence and trust with my account representative, PaigeObradovich. She’s there whenever I need her to solve an issue. She responds promptly and is very knowledgeable. Truly professional
Quick Service, on-time closings!
Reputation, Rates, and Service
The Civic team was very helpful throughout the loan process
Civic delivers every time!
Have been working with Arnold for 2 years now-he is Awesome to work with
Great team, easy to work with and responsive
Anthony and his team were excellent to work will. I look forward to more transactions in the future
Randi gave great service very courtesy.
Easy to work with
Great Account Executive, Melissa Salinas! She makes this partnership a whole lot better. Thank you for all the great rates and process you provide
Ms. Lauren was diligent and professional in handing my home refinance from the beginning to end. I commend her and also her team for that.
Nate Wolosiewicz was outstanding. Got my loan closed with great rates in record time!
Civic is Great!
I have worked with Jack Lupo and his team on other loans and they are GREAT to work with. Always there to help get the job done. Thanks, Jack and Team
Another 5 Star experience with Marco and Corey!
Civic team were very professional & meet their committed dates
Civic Financial made our year! Ben Shaevitz came as a referral when another lender was not able to help us with a mid-construction refi we were looking for. We were working under a deadline and he was able to reassure […]
Melissa and her team are truly amazing. They worked hard during Thanksgiving holiday to ensure my files are taken care of and went above The call of duty I have received such outstanding service. Merci
Civic Financial Services handled my transaction with a high level of professionalism and speed. Their processes are streamlined, which for a customer equates to a high level of confidence and security that they will do what is promised. And that […]
Ben has been a pleasure to work with. He goes above and beyond to ensure things come together and are completed as quickly as possible. I have worked with other lenders and Civic is one of the few I would […]
The process of closing the loan with civic Financial was handled was superior performanceFrom the agent to the closing department I was very satisfied with the Performance. I will be referring more business to your firm through my Agent
Overall experience was excellent. Loan officer was very knowledgeable about loan products and processing/underwriting procedures. Loan processor was efficient, effective and easy to work with.
Extremely professional and fast. Nobody is sitting around at that company they are moving
John Paul did a great job staying on top of the issues and moving this to closing
My rep, Peter Kraemer is great. Very knowledgeable, help, and he’s even available on weekends
Good communication,easy to work with
Matt was very responsive throughout our multi property refinance. He and his team did an excellent job of communicating hurdles and checkpoints as we progressed through the process. They also offer investor friendly loan products that are difficult to find […]
Had a GREAT experience dealing with CIVIC – easy, straight forward financing done QUICK
Best company I’ve ever worked with.
Chris and his team are great to work with. They make the process so easy
Great process and reps, The best private lender in the market
Super responsive, really accurate on the scenario quote reflected- stayed consistent from beginning to end, Matt is super proactive and is very clear on explanation and requests so there are no contradictions. great to work with and will always find […]
Eli was great, he was very responsive, all Civic staff was also gave me a timely and accurate response, and they were all friendly and professional
Jackie and Rebecca were very professional and easy to work with. Any time i needed assistance they were readily available and jumped in to get my transaction completed in an effiecient and timely manner .
Anthony made the loan process very easy and quick! This was my second loan with Anthony and won’t be my last! Great service!!
The experience was great, from beginning to end!
Awesome services, they are very professional
Bijan is excellent loan officer. He is caring, he is a great sales person, he has great knowledge on loan products. He also goes the extra miles to inform me deals etc. He is very easy to work with and […]
My account manager made the entire process so easy it was great. The customer service provided made my transaction process run very smooth
Great communication!They were able to do what other Investors could’nt.
We had some issues with the county permits and they went way beyond to work with the county and get everything updated so we could buy our hone!
LOVE working with Whit and Vanessa, they are the best! always on top of their game.
Great bank to work with
Blake and Jeremy did a fantastic job in getting our loans closed in rapid fashion
Civic and Tedd Gerstenfeld really came through for our borrower. Even over a holiday weekend which was a bit challenging, they got the loan closed. Our borrower is thrilled.
Fast communication, streamlined process
Beyond my expectations- they was great customer service, quick turnarounds and lowest rate than any other hard cash lenders i used. Highly recommended to anyone
Excellent communication with the sales rep five stars excellent communication with processing very satisfied Underwriting was very patient and timely closing
The online process for applying for a loan w/Civic was simple and straightforward. I got immediate feedback & knew exactly the deal for which I was qualified. The Account Executive, Randi Lauren, followed up with a phone call the same […]