CIVIC is your local Tucson private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Tucson private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Tucson private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Tucson.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Tucson real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Tucson private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Tucson private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Tucson private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
It’s not the company it’s the representative that represents the company. Natalia is outstanding. Doing whatever it takes to ensure a satisfied customer
Brian Long took care of our application, it was refreshing where Brian was nudging us a long the way even though with other lenders it was the other way around. Highly recommend Civic Financial Services
Tedd is the best, no matter what day of the week or hour he was always answering and replying to me, he was just great, thanks to all the team as well
Excellent communication and smooth process, look forward to working together on future deals
Awesome lender. Highly recommend and will re-use
Simply the BEST! Friendly, prompt and helpful
Civic did it again! One more happy customer.
I give you and Eric Weidner a 10 of course. Eric has always been the best for me
Great service, very knowledgeable
Excellent service. Deal number 24 . Gracias jack and team
Jacquelyn is awesome!!!
My rep at Civic has been awesome and extremely responsive on always getting my loans closed on time. Jackelyn and her team are great to work with and highly recommended
Great service and assistance from my rep Randi, thanks!
As a first time home buyer, I feel fortunate to have chosen to work with Civic Financial Services. They were extremely easy to work with, prompt in relaying information and returning emails and phone calls, and were extremely friendly
Loan terms and rates are the best in the business. Better understanding of values and renovation game plans then most lenders.
Easy to work with, responsinve, and Todd Kaplan is a great rep
I’ve done multiple transactions with Civic. Easy to work with. Best rates I’ve found for the kind of projects I do
Great team, easy to work with and responsive
Matt is very knowledgeable and easy to work with.
Many thanks to Peter Kraemer at Civic – It was refreshing to work with someone so upbeat and responsive. We will definitely be calling you first the next time we’re looking to purchase another investment property.
CIVIC is the best choice if you need to get your loan done fast and easy!
Easy to work with and good Client care! Will be using them again!
Common sense and a very quick process
Great and best service. My rep Randi was also available to take my calls and reply within 10 minutes when I sent her text messages email or left voice messages. I highly recommend Civic to anyone
Great job communicating with us to get the deal to the closing table
Things have really turned around and there has been more communication making things smoother
Speed, communication and aggressive products.
As a first time borrower for flipping property I found Manny and his team very helpful. I will use them again.
Civic got the loan done in a timely manner , nice professional service!!!
Outstanding service time and time again. Reliable, Honest and dependable place to do business. Great team, great people provide great service
Full support and communication from Melissa, Michael and Paige
Once again Melissa and her team did great job with this close i was at risk of losing the whole deal because seller want to close sooner so Melissa went above and beyond and got it done. Merci
Peter, my Rep, is Par Excellent. Peter literally worked multiple weekends to ensure our deals funded as promised.
Jack Lupo and Michael Hoyt are one heck of a team. They go above and beyond to make sure that you are taken care of from loan application to funding. When there was bumps in the road they were there […]
The loan process was quick and the fee’s are reasonable.
Patrick Morgan with his team Monica Hawley and Jose Lopez did an awesome job as always coordinating another great transaction for my client. They are always consistent in their process and have always pulled through for us which is why […]
Everyone on the Civic team is super on it. They get It and my team appreciates their attention to every detail
Justin did a great job all around. Got the mortgage done in a short amount of time and maintained great communication throughout the process
James and his team are great to work with, they went out of the way to make the process smooth.
Have been working with Arnold for 2 years now-he is Awesome to work with
I am a broker and I direct business to Civic on a regular basis. I have worked with Civic for 3 years now and believe Civic has the best platform and operations in the industry. My rep, Chris Rosas is […]
I appreciate the good service from Justin Cohen.
Nate Wolosiewicz was outstanding. Got my loan closed with great rates in record time!
Thank you for assisting my client with this loan
Civic moved quickly and was very responsive to meeting my needs
Great team to help get through the process.
Everything went very smoothly
Quick close and an easy process
Great loan rates. Excellent service
Jackelyn was so good !
Honest, quick to respond, open to options, openly looking for better options of funding to fit the situation. Great lady to speak with. Checked up on my progress throughout the process. Thank you!
George Jones and staff were very communicative and helpful in every area of the transaction. They saved the client from losing $30,000 in escrow. Thank you!
Reasonable rates and no delays in closing
I had a great experience with Civic. Rance, who helped me through the process, was awesome. I will definitely work with Civic in the future!
Good service, Heidi was great
The best team to work with Derek , Kathy and Monica. Very responsive and fast acting made my loan process super easy. Thank you all
Great experience with Daniel and his team at CIVIC!
Great Service and Team Work!
Civic was very responsive and worked quickly to fund my project
Mark has been great to work with.
Blake and Jeremy did a fantastic job in getting our loans closed in rapid fashion
Excellent service and turn-around time!
John Paul did a great job staying on top of the issues and moving this to closing
Because I have an awesome rep!
Level of customer service was excellent
LOVE working with Whit and Vanessa, they are the best! always on top of their game.
Jack is our rep and he is awesome!
Anthony made the loan process very easy and quick! This was my second loan with Anthony and won’t be my last! Great service!!
Thank you for all your cooperation!
Jack (my AE) is extremely responsive and gives the ultimate broker experience. I will continue to submit my files to Jack for first look ALWAYS because he gets in DONE!
Melissa is the best!
Justin did a good job
Justin Cohen and his team did a great job making the loan we were working on happen
Civic was easy to work with and helped me achieve my real estate goals.
John Paul is the best rep!
Always the best! Civic nailed it again!
When a problem arose, Jack never said “Sorry we can’t do the deal. ” He went out of his way to find solutions
Chris L did a great job on funding our difficult deal. He never left me in the dark. I will definitely take my next INVESTOR deal to Civic because of Chris’s consistent follow through.
The efficiency in every single step, plus the friendly and professional representatives that guide us trough the entire process
Anthony has been a pleasure to work with
Excellent customer service, we were treated with a lot of respect and promptly
It was an absolute joy working with Patrick. He exceeded all of my expectations and brought a very relational side to the lending which can often be too cold. Civic has won me over. looking forward to doing more business […]
Michael Ricigliano, of Civic Financial- He offers the utmost professional business lending services tailored to our needs. BEST lender in our Real estate industry
Michael P gave Great service and has great personality with the job
Great service! Easy to work with and they get the job done quickly
Jacquelyn and her team are tireless at finding solutions and mutual opportunities for our companies to work together. Outstanding experience as usual!
It was awesome to work with Cristian Gonzales, he made everything so easy for me… he was very knowledgeable about the whole deal… I would definitely recommend him
Eli was great to work with!
Audre made us feel assured we were going with the right loan for our situation. I’m very pleased with her performance and professionalism. You should be proud to have her on your team.
You guys provide great service. We really appreciate the easy communication throughout the loan process.
Kendra- Unicorn deal structurer, unique mind to envision deal inception to exit. . consider yourselves fortunate to have her in your employ!
Fast service. Minimal paperwork. Great team overall
This is my 2nd business deal with Civic and I’m completely satisfied with their help. Chris Rosas was my main contact throughout and we spoke regularly and reviewed every aspect of the progress consistently. My initial deal involved David Levine […]
Excellent pricing structures and low fees
Paul handled our transaction superbly, keeping us informed each step of the way, and proactively calling us when other parties in the transaction had simply sent fire-and-forget email messages. We’ve used many traditional lenders in the past, and this by […]
Justin and team made everything associated with this loan process so straightforward and efficient. I really appreciate that
Easy and quick process
Want to express my gratitude for the job well done
First time and it was a very smooth transaction. Will find some more.
GREAT JOB TEAM
Great service and great people!
The team at Civic Financial were very informative, diligent and walked us through the process every step of the way. They pressed through the final steps at the deadline to help get us closed on time. We look forward to […]
Very good product and excellent people to work with
The team is very Professional, responsive and and handles transactions with sense of urgency
John Ridderman is outstanding in his service. The overall quality of service is also excellent. Great lending resource to have on hand!
The very best service all around. Even had C- Suite Bill and Jack come into town to personally ensure it!
Worked through everything. Very helpful and informative
Been working with Justin for a while now and he is always very helpful. Thank you!
Beyond my expectations- they was great customer service, quick turnarounds and lowest rate than any other hard cash lenders i used. Highly recommended to anyone
Mark Liker went above and beyond on my latest flip hard money loan. We only had 6 days to close the loan or the house was being auctioned off the following day through the county. Mark worked extremely hard to […]
Randi was amiable and very helpful. Also, she communicates with me all the time to give any updates about my loan.
Fast, easy, professional. Dave Rooker took time to build a relationship. Assisted and answered questions for months and was always available when needed
Fast close, always in communication
Efficient and helpful, upfront with financing options
Brian was very helpful and patient with me and my client. I will bring more business to Civic FS. Thank you
Civic was a pleasure to work with and helped fund a project for my business within a very short timeframe. I would highly recommend!
To express my confidence and trust with my account representative, PaigeObradovich. She’s there whenever I need her to solve an issue. She responds promptly and is very knowledgeable. Truly professional
They were very efficient and helpful in the whole process. We got everything pushed through and Michael did a fantastic job. Highly recommend them.
Will Dodson,our sales representative is awesome. Always staying in touch with us even though we had no need of funding. But once we did find a project that needed funding is quick to respond. We have funded two projects with […]
Eddie is 1st class and always professional & really helpful. And my closing agent said she had a very enjoyable experience with your entire team. Please pass on my sincere thanks to each of them
The Agent was knowledgeable about the loan products and took time to provide us with the best option. Also the agent was very prompt and clear in his communication. Lastly went extra mile to help us out of with some […]
Matt is the best
Justin has been great and gone above and beyond, even when things have been complicated.
Civic has been a great partner on the lending side of our deals. We are extremely satisfied with their speed on the analysis and confirmation on their interest. Also, the underwriting is very fast
Matt was outstanding ! A true professional ! A first class experience !
Extremely easy to work with and Michael seems to really care about getting the deal done
Best company to work with. Fast, and great rates
I applied for a loan with Civic Financial and I did not know what to expect because I was in another state. Taylor Contreras assisted me throughout the process and I can’t say enough about how wonderful and personable and […]
Martin Pacheco gave me the best customer service I have ever experienced. He knew my situation and was very transparent in how I could be help! A ton of value from Martin!!!!!
Excellent service! Very impressed with Eli’s professional service.
AE Kevin Victoria is very helpful to work with
The Team at Civic provides me the opportunity to best serve my Clients. I appreciate my AE rep Manny.
Chris Rosas and David Levine are just a dream to work with. Efficient, helpful and extremely professional. Thanks guys.
Derek kept me updated and had constant good communication and was able to deliver on his word. I also appreciated that he didn’t over promise. Great experience
I have used Civic multiple times and wouldn’t hesitate to recommend them to anyone thinking of using them. The whole team works well together and moves the file along seamlessly. Grateful to get to work with Cameron
Quick to respond, flexible programs
I have already mentioned Civic to several of my partners. It was really pretty easy
Todd Kaplan and his Team were true to their word, worked super hard.
The funding team of Daniel, Jose, and Maurissa got it done.
They have been very professional in their services. Great job! Thanks
Excellent service always on time . A pleasure working with Anthony
The deal was quick and efficient and the staff was helpful and answered all of my questions
Ben S was under pressure to close this loan on a specific date, and he did everything, above and beyond, to get us to that closing date! Another job well done. Thanks to him and his team – Vanessa & […]
Excellent AAA service by Account Rep!
The process was fast and easy
Professional, Responsive and Detail Oriented Loan Officers
Excellent job . Another done deal . Number 23
Will, Aly and Marisa are awesome to work with. Everytime I need funding formy projects, they always make it happen
Amazing lender. Great service. Fast and efficient
All roads lead to Civic Financial when looking for a lender who will loan over 75% for Hard Money. Unlike the typical private lenders who want higher interest rates and points and will only go 65% based on an appraisal […]
Chris goes WELL above and beyond he call of duty!! Extremely creative, knowledgeable , and has a a lot of integrity!best of the best!
All the individuals involved in this transaction were completely helpful and professional
Fast and easy to work with
Civic has been great to work with… Very pleased
This was my first time using Civic and they delivered as promised. Extremely efficient and easy to work with.
Quick, friendly service, Anthony is always there to help with any situations that arise to help get the loan closed.
Super responsive, really accurate on the scenario quote reflected- stayed consistent from beginning to end, Matt is super proactive and is very clear on explanation and requests so there are no contradictions. great to work with and will always find […]
Another successful closing with Civic. We had a short closing time frame and they came through for us.
This is our second refinancing and as always, Jackelyn has shown her professionalism throughout to make sure the closing is smooth.
It’s only been 10 months and we’ve had 5 loans with Civic. Last week we were holding 3 properties with the lender and our team at Civic (Brian, Kailyn and Mike) have held our deals through to the last inch […]
They are great to work with and communication is awesome
Great company to work with.
Jennifer Moates was very professional and on top of everything! This leads me to the team that is knowledgeable, process driven, and work well together. Jennifer provided a personal touch and assurance the entire way. She asked for documents, I […]
Mr Brown and the team at Civic Financial Services were incredible. I was provided with outstanding service and they were by our side every step of the way. This is my 3rd loan with them and highly recommend him to […]
Said he could fund it and Did! Can’t ask for anymore! Thanks
This is a great team to work with
Great communication and customer service.
Jack, Vanessa and David were a pleasure to work with as always. I can always count on them to close my deals on time. They are organized and professional. You won’t get anything but the best!
Audre torgeson helped me a lot!
My broker Eli Marcus made the transaction very smooth and easy to work! Excellent experience!
Jack is amazing to work with!
Nick you were awesome and the consummate professional. You are the best example of what it takes to get deals done. Look forward to many more with you
Brian has been a tremendous help! I would highly recommend him and your company to my fellow investors
They were the only intelligent lender to get my deal done!! Thank you!
The Civic team is simply superb!
Working with Brian, Gabby and Teresa is awesome! They are great at communicating and keeping me posted and move expeditiously through the process. I hope to do another deal soon!
Mathew delivers! He goes the extra mile to find a product that caters to the borrowers specific situation. Excellent account executive. Would highly recommend!
Performance and attractive pricing!
Awesome transaction! Jo is the best!
From beginning to the end of the loan civic and their loan team were awesome! They were quick, efficient and very easy to work with and communicated daily, I would highly recommend them
Civic Financial was able to close my deal very quickly. They have a great system in helping walk you through the entire process step by step, making it as smooth as possible. Dawn welcomed me with a smile every time […]
Fast and easy closing
Overall experience was excellent. Loan officer was very knowledgeable about loan products and processing/underwriting procedures. Loan processor was efficient, effective and easy to work with.
Justin Segal is a very pleasant person to work with. He is always very cheerful and responsive to our needs. We truly appreciate all his efforts throughout the process.
Excellent service good communication
Service is outstanding!
They are just that good!
The loan process is very smooth and efficient
Peter was great to work with. Extremely communicative, quick to respond, friendly, knowledgeable, and ultimately offered great rates and helped us to secure a great fix and flip project in West LA!
Great Services and process! And you cannot beat their competitive rates and terms.
Loan process was simple and short. Civic rep Melissa Salinas was very informative and easily accessable even on weekends. She stayed in touch throughout the process
I would recommend Civic Financial Services to any investor looking for an investor friendly loan. I worked with Kevin Victoria and from the start he said what he could do, when he could do it and how much it would […]
Jason Mendoza was very responsive and great at following up and making things went as smoothly as possible.
This is one of the smoothest closing I’ve even had. Thanks to John & the rest of the team.
Michael was very informativeand professional. He was always available even after regular business hours. Heidi also handled the paperwork efficiently and quickly
Excellent company to work with, very fast, no complication, Steven Fisher is the best account executive and very professional
Always good to work with Jackelyn and Rebecca.
With our Partner Nate W. we are ALWAYS in clear communication on what is needed next to proceed. The CIVIC team was open to jump in whenever I needed assistance. By far one of our BEST partnerships so far
My AE makes my deals work even on the most difficult loans
I’m very pleased with the professionalism and timely way the loan was structured and handled. Jacqueline and her team were excellent. Thank you for making it happen
Good customer service, timeframe
Great opportunity to obtain funding to expand my business and start new deals!!! Harvey and Sylvia were excellent and so professional and personable
Peter Edmunds is fantastic to work with he gets on a file and keeps pushing always available even though there is a three hour difference in our time zones.
Melissa Salinas and her team is awesome. Very helpful and prompt. The process was smooth and they are very good at keeping me inform. Everyone was very friendly and professional. I would recommend Melissa to anyone who needs a hard […]
They are very easy to work with & creative with unique financing options too